EmPower Your Future

Surge provides tools and guidance for building strong credit and unlocking new opportunities for everyone.

Credit Education Support

Join our community for reliable advice and resources to enhance your credit knowledge and confidence.

Transparent Reporting

Experience consistent tradeline reporting that fosters clarity and trust in your financial journey with Surge.

Add a positive tradeline to your credit report. Helps reduce utilization and build payment history with monthly bureau updates.

$5,000 Tradeline Reporting

The Surge Ultimate Guide to Building Credit

Step-by-step digital guide packed with practical tips, templates, and worksheets. Learn how to build, rebuild, and sustain a great credit score.

DIY Credit Repair Toolkit

Monthly Credit Tips & Action Plans

Surge Credit Community Access

Includes printable dispute letters, monthly credit tracking worksheets, and a personal credit planner to guide your progress.

Email Support & Credit Q&A

Have credit questions? We’re here to help. Get advice, resources, and personalized email support from our team.

Join a private group of members sharing progress, goals, and accountability tips. Grow together and stay motivated.

Receive focused guidance each month with reminders, challenges, and strategy tips to help you stay consistent and score strong.